A preventative healthcare layer that runs on top of your existing plan, built so employees actually use preventative care and catch conditions before they become claims. Zero employee cost. And because it runs on a payroll tax mechanism, it returns up to $1,400 per participating employee per year, so the program more than pays for itself.
Run My NumbersThe program is built so your team actually uses preventative care, which catches conditions before they turn into claims and keeps people healthier year over year.
Your carrier, your network, and your employee cost-sharing all stay where they are. Nothing about the existing plan changes.
Employer-side federal payroll tax savings, structured through a Section 125 framework, with zero employee out-of-pocket cost. The health program funds itself.
Self-funded and level-funded plans see an additional 10 to 20 percent reduction on overall healthcare costs on top of the payroll tax savings, building through years two and three. Actual numbers come from a census-based projection at the assessment stage.
A real example: an employer with 149 employees had 130 eligible and 120 opt in, and saved over $76,000 net in their first year. That is most of a workforce choosing to engage with their own preventative care.
Employers who want to do everything they can to support the health and wellbeing of their employees and their families. Employers who understand that the physical, mental, and financial health of an employee affects their business. Employers looking outside the box to enhance benefits and save money.
Strongest results at 21 to 100 FTE in these sectors:
A CEO, President, Owner, or CFO is the right person to evaluate this. The first conversation is not an HR conversation.
A few categories where the mechanism still applies but the dollars usually don't justify the lift: single-location retail, single-location restaurants, workforces where most employees are part-time, where most earners are above $100K, or where turnover runs above 35 percent. The financial structure is the same in those cases. The absolute savings numbers are not.
About three minutes. We use the answers to project your per-employee savings and confirm program fit before any call.