STONE PATH CONSULTING · Employer Preventative Healthcare
Preventative Healthcare for employers
Help your people stay well, and stay with you.
A preventative healthcare program that works alongside your existing health plan to keep your team genuinely well. Participating employees pay no out-of-pocket costs to use the program, and setup is white-glove and handled for you.
Why prevention
Most health plans are built to pay claims after something has already gone wrong. They are designed to reimburse claims, not prevent them. Meanwhile care gets put off because of cost, access, and complexity, and small issues grow into bigger, costlier ones. A large share of healthcare spend traces back to chronic conditions, and most of those are preventable.
75% of U.S. adults have at least one chronic illness, 50% have two or more, and 40% of U.S. children have at least one, and most are preventable. Keeping people well, instead of waiting to treat them, changes the picture from the start.
A preventative approach, alongside your plan
This program works alongside your current health plan, with no plan changes and no disruption, and does one job well: it keeps your people healthy. The focus is on preventing problems before they start, improving access to care, and supporting proactive, year-round health, not just paying claims after the fact.
- Works alongside your existing benefits, with no plan changes required
- Participating employees pay no out-of-pocket costs to use the program
- Built to prevent, with better access and real support that heads off issues early
- White-glove setup and rollout, handled for you from first call to launch
What it means for your team, and your business
For your people
- Healthier people who feel better and miss less work
- Removes barriers to care
- No out-of-pocket cost to use it
- Less absenteeism and presenteeism
- Higher engagement and stronger wellbeing
For your business
- Lower long-term healthcare claims
- Save money every month
- Enhance overall benefits
- Better productivity across the team
- A stronger benefit when you recruit, and people more likely to stay
And the math follows
Health is the point. The savings come from the program itself, not from how healthy or active your team is. Each enrolled employee's family also gets access with no out-of-pocket costs.
Up to $1,400net payroll-tax savings per participating employee, per year
10-20%healthcare-cost reduction for self-funded and level-funded employers
No out-of-pocketparticipating employees pay no out-of-pocket costs to use the program
A real result
149employees
→
130eligible
→
120opted in
→
$76K+saved, yr one
One employer of 149 saw 120 of 130 eligible people opt in, a 92% take-up, and saved over $76,000 net in the first year. A real outcome, not a per-employee promise. Your result depends on how many of your people enroll.
Who this is for
- Employers who want to do everything they can to support the health and wellbeing of their employees and their families.
- Employers who understand that the physical, mental, and financial health of an employee affects their business.
- Employers looking outside the box to strengthen benefits and save money.
How we roll it out
Discovery.A short questionnaire to understand your workforce and benefits structure.
Assessment.We confirm eligibility before anything moves forward.
Presentation.A deep dive into how the program works and its projected impact.
Proposal.Census analysis and a formal proposal built around your actual team.
White-glove implementation.Full onboarding, employee communication, and launch, handled for you.
Why we built this
- We have lived the challenge of figuring out and paying for healthcare.
- We do not want anyone to skip a yearly checkup because of cost.
- Coverage is confusing, and this removes that barrier for basic care.
- Your agent may not be bringing you solutions to offset rising costs. We will.