21 to 100 FTE Workforces

Help your people catch health issues early.
At no cost to them, and it pays for itself.

A preventative healthcare layer that runs on top of your existing plan, built so employees actually use preventative care and catch conditions before they become claims. Zero employee cost. And because it runs on a payroll tax mechanism, it returns up to $1,400 per participating employee per year, so the program more than pays for itself.

See If It Fits
Stone Path Consulting  //  Hot Springs Village, AR
The People

Employees catch issues early.

The program is built so your team actually uses preventative care, which catches conditions before they turn into claims and keeps people healthier year over year.

The Layer

Sits on top of what you have.

Your carrier, your network, and your employee cost-sharing all stay where they are. Nothing about the existing plan changes.

The Math

Pays for itself.

Employer-side federal payroll tax savings, structured through a Section 125 framework, with zero employee out-of-pocket cost. Up to $1,400 per employee. The health program funds itself.

And the program pays for itself at your headcount

100 Participating Employees
Up to $140,000
back to the employer, per year
1,000 Participating Employees
Up to $1,400,000
annual recovery, same mechanism

Self-funded and level-funded plans see an additional 10 to 20 percent reduction on overall healthcare costs on top of the payroll tax savings, building through years two and three. Actual numbers come from a census-based projection at the assessment stage.

A real example: an employer with 149 employees had 130 eligible and 120 opt in. That is most of a workforce choosing to engage with their own preventative care.

Who this fits

Ideal employer profile

Employers who want to do everything they can to support the health and wellbeing of their employees and their families, who understand that physical, mental, and financial health affects their business, and who look outside the box to enhance benefits and save money. At least 20 full-time W2 employees, US-based. Best initial contact: CEO, President, Owner, or CFO. Not HR.

  • Manufacturing
  • Construction
  • Healthcare
  • Home Services
  • Consulting & Professional
  • Education & Technology

Not a fit

Single-location retail and restaurants. Workforces that are majority part-time, majority above $100K, or running turnover above 35 percent.

The program still applies in those cases, but the dollars usually do not justify the implementation effort.

Three-minute intake

We use the answers to confirm program fit and project your per-employee savings before any call. You will receive the analysis PDF immediately and a written response within one business day if your workforce qualifies.

Optional fields (helps us project faster)

We use this information to confirm fit and project your savings. We do not sell or rent contact data, ever.